Living in Moate, Co. Westmeath: Schools, Commute & House Prices 2026
On this page
- Who lives in Moate
- Commuting to Dublin
- Getting around Moate
- Schools in Moate
- Things to do in and around Moate
- Where Moate is
- What it costs: house prices and rent in Moate
- Before you move: planning and flood
- Recent development in Moate
- Flood maps
- County context
- Common questions about living in Moate
- Nearby Westmeath towns
- Population and demographics
Is Moate a nice place to live?
Moate is home to about 1,141 households, 57% owner-occupied and 35% renting, according to Census 2022. The median sale price over the last 12 months was €292,500, versus €330,000 across the Midland region, and the average rent reported by the RTB is €1,342 a month. The Department of Education dataset lists 4 schools keyed to the town (3 primary, 1 post-primary). The nearest rail station is Clara, 9.5 km away, and 8 bus and rail routes serve the town. The sections below break each of these down.
Moate is a town in Co. Westmeath, about 91 minutes from Dublin city centre by car and on the rail line, 4 schools, 57.1% of households own their home. Living here costs a median €292,500 to buy or €1,342 a month to rent (RTB Q4 2025) (a 5.5% gross yield).
Official CSO, Department of Education, Transport for Ireland, PPR & RTB data · 50 sales · PPR sales to Sep 2026 · CSO benchmark to Jul 2026 · rents Q4 2025 (RTB)
Who lives in Moate: 57.1% own their home, full Census breakdown
Who lives in Moate
3,013 people live in Moate on Census 2022 night. 57% of households own their home and 35% rent, so Moate leans towards owner occupiers. The most common way to commute is by car (73%). It skews young: 22% are under 15 against 15% aged 65 and over. 42% of those who have finished education hold a third level qualification.
| Measure | Figure |
|---|---|
| Population (2022) | 3,013 |
| Owner-occupied households | 57% |
| Rented households | 35% |
| Aged under 15 | 22% |
| Aged 25 to 44 | 29% |
| Aged 65 and over | 15% |
| Third level or higher | 42% |
| At work (aged 15+) | 54% |
| Unemployment rate | 8% |
| Commute by car | 73% |
| Commute by public transport | 5% |
| Commute on foot or bike | 16% |
Source: CSO Census 2022 Small Area Population Statistics for the Moate built-up area, CC-BY 4.0.
Commuting to Dublin
Nearest train station: Clara (9.5 km away), on the Galway and Westport lines
Public transport serving Moate: 6 operators
Getting around Moate
Moate is served by 6 public-transport operators running 8 scheduled routes. Operators are Allen's Bus Hire, Bus Éireann, Citylink, TFI Local Link Laois Offaly, TFI Local Link Longford Westmeath Roscommon and Walshs Coaches.
| Operator | Mode |
|---|---|
| Allen's Bus Hire | Bus / coach |
| Bus Éireann | Bus / coach |
| Citylink | Bus / coach |
| TFI Local Link Laois Offaly | Bus / coach |
| TFI Local Link Longford Westmeath Roscommon | Bus / coach |
| Walshs Coaches | Bus / coach |
Scheduled routes
- 70 - Galway - Mullingar - Dundalk
- 73 - Waterford - Athlone - Longford
- 190 - Drogheda - Navan - Trim
- 763 - Dublin Airport - Athlone - Galway
- 815 - Tullamore - Athlone
- 819 - Athlone - Mullingar
- AI05 - Edenderry - Athlone
- MB01 - Ballymore - Moate
Source: Transport for Ireland GTFS_All feed (NTA), CC-BY 4.0. Stops matched to the town within a 6 km radius; route list capped.
Schools in Moate
There are 3 primary and 1 post-primary schools in and around Moate.
| School | Level | Pupils | DEIS |
|---|---|---|---|
| Moate Community School | Post-primary | 910 | |
| St Brigid'S Primary School | Primary | 241 | |
| An Ghrianan N S | Primary | 167 | |
| Bl Oliver Plunkett N S | Primary | 82 |
Source: Department of Education, Data on Individual Schools. CC-BY 4.0.
Things to do in and around Moate
- Heritage nearby: Hill of Uisneach (15 km) · Clonmacnoise (19 km) · Corlea Trackway (25 km)
- Walking trails in County Westmeath: Royal Canal Way · National Famine Way · Royal Canal Greenway Walking Trail · Westmeath Way
- Nature reserve: Scragh Bog Nature Reserve
Where Moate is
Map © OpenStreetMap contributors
What it costs: house prices and rent in Moate
| Measure | Value |
|---|---|
| Median sale price (12 mo) | €292,500 (+2.3% YoY) |
| Average monthly rent (Q4 2025) | €1,342 |
| Gross rental yield | 5.5% |
| Net yield (est.) | 4.3% |
| Westmeath county median | €330k |
| New build / second-hand | €410,000 / €290,000 |
What this means: New builds in Moate sell at about a 41% premium to second-hand homes (€410,000 vs €290,000).
Recent sales in Moate
| Date | Address | Type | Price |
|---|---|---|---|
| 18 Sep 26 | APT 1, CHURCHLANE, MOATE | Second-hand | €192,000 |
| 17 Sep 26 | 11 CLIBBORN WAY, CLARA RD, MOATE | Second-hand | €290,000 |
| 12 Aug 26 | 7 MOATE RETIREMENT VILLAGE, MOATE, CO WESTMEATH | Second-hand | €170,000 |
| 30 Jul 26 | DENVER, KNOCKDOMNEY, MOATE | Second-hand | €182,000 |
| 24 Jul 26 | 11 ARD AN LOCHA, JONES LAKE ROAD, MOATE | Second-hand | €275,000 |
| 22 Jul 26 | Hall, Moate, County Westmeath | Second-hand | €432,000 |
| 21 Jul 26 | KNOCKDOMNEY, MOATE, CO WESTMEATH | Second-hand | €412,000 |
| 07 Jul 26 | 15 CONVENT COURT, CHURCH ST, MOATE | Second-hand | €175,000 |
Actual sale prices from the Property Price Register, verifiable at propertypriceregister.ie.
Moate median price, year by year
| Year | Median | Relative | Sales |
|---|---|---|---|
| 2023 | €229,500 | 60 sales | |
| 2024 | €265,000 | 71 sales | |
| 2025 | €297,500 | 66 sales | |
| 2026 | €275,500 | 29 sales |
Maximum legal rent increase in Moate
Since 1 March 2026 a rent review is capped at the lower of 2% a year (pro rata) or CPI inflation.
The full March 2026 rent review rules
Moate compared with County Westmeath
| County | Median | Relative |
|---|---|---|
| County Westmeath median | 330000 | |
| Moate | 292500 |
Rent or buy in Moate?
At a glance: €292,500 to buy versus €1,342 a month to rent (RTB Q4 2025), a 5.5% gross yield.
Local Property Tax in Moate
The median home (€292,500) falls in LPT Band 2, a base charge of €235 a year before Westmeath County Council's local adjustment factor. Use the calculator for your exact valuation.
Renting in Moate: the March 2026 rent rules
Every rent increase is now capped at the lesser of 2% a year (pro rata) or CPI inflation, nationwide since 1 March 2026. A review needs 90 days' notice on the RTB form, no more than one in any 12 months, and the notice must cite three comparable homes from the RTB Rent Register. Check any rent increase against the legal cap, or see average rents for every Leinster town.
Before you move: planning and flood
Recent development in Moate
In the 12 months to September 2026, 40 planning grants were recorded in and around Moate, including 30 new homes approved across those grants.
| Decided | Development | Homes |
|---|---|---|
| 2026-01-07 | construction of 2no semi-detached dwelling houses with connection to public services and all associated site works | 2 |
| 2026-09-14 | construction of a new dwelling, proprietary effluent treatment system & polishing filter, new road entrance and all ancillary site works | 1 |
| 2026-02-10 | construction of a part one-storey, part two-storey detached dwelling and associated single storey garage structure; the construction of a new... | 1 |
| 2026-07-10 | to construct a dwelling house, domestic garage and septic tank with percolation area and all associated site works | 1 |
| 2025-11-07 | The development will consist of permission to demolish part of, alter, renovate and extend existing dwelling. Permission is also sought to construct... | 1 |
Source: Irish Planning Applications, Department of Housing, Local Government and Heritage (ArcGIS, CC-BY 4.0). Granted applications keyed to the nearest town within 7 km. Homes column shows residential units in the application where recorded.
What this means: The 30 homes approved here in the last year are about 3% of Moate's roughly 1,141 households, a supply pipeline that typically eases price pressure.
Flood maps
For the modelled fluvial, coastal and pluvial flood extents around Moate, open the official OPW flood maps, the authoritative source for Moate, Westmeath.
View the official OPW flood maps for Moate →
Source: Office of Public Works, floodinfo.ie. No OPW flood-extent values are reproduced here.
County context
| Measure | Figure |
|---|---|
| Population (2022 Census) | 96,221 |
| Population change 2016 to 2022 | +8.4% |
| Disposable income per person (index, State = 100) | 80.6 |
| New dwelling permissions (Midland region, 2017) | 168 thousand m² |
Planning permissions are reported at NUTS3 region level; counties in this region share a figure.
Sources: CSO F1001, CIA02, BHQ09. CC-BY 4.0.
Nearby Westmeath towns
Mullingar · Kinnegad · Kilbeggan · Athlone · Castlepollard
All Westmeath house prices · All Leinster house prices
Sources: CSO Census 2022, Department of Education, Transport for Ireland, Property Price Register (PSRA), CSO RPPI, RTB via CSO. CC-BY. Figures verifiable at the official source.
Common questions about living in Moate
What's it like to live in Moate?
Moate is a town in Co. Westmeath, about 91 minutes from Dublin city centre by car and on the rail line, 4 schools, 57.1% of households own their home (CSO Census 2022, Department of Education, Transport for Ireland).
How much does it cost to live in Moate?
A home in Moate costs a median €292,500 to buy or €1,342 a month to rent (RTB Q4 2025), a 5.5% gross yield (Property Price Register, RTB via CSO).
How long is the commute from Moate to Dublin?
About 91 minutes to Dublin city centre by car and on the rail line, estimated.
What schools are in Moate?
Schools in Moate include Moate Community School, St Brigid'S Primary School, An Ghrianan N S, Bl Oliver Plunkett N S, among 3 primary and 1 post-primary in total (Department of Education, 2024/25).
What is the population of Moate?
Moate had a population of 3,013 at the 2022 Census (CSO).
Population and demographics
Moate had a population of 3,013 at the 2022 Census.
| Population (2022 Census) | 3,013 |
|---|---|
| Households | 1,141 |
| Owner-occupied homes | 57% |
| Rented homes | 35% |
Source: CSO Census 2022 (CC BY 4.0). Household tenure from the same release.
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Each point is the median of that calendar year's open-market sales on the Property Price Register. 2026 is a part year, covering the 29 sales recorded to July 2026. Over the 12 months to 25 September 2026 the median was €292,500.
Could a home in Moate pay as a buy-to-let?
Pre-filled with Moate's median price and average rent (RTB Q4 2025). Change any figure and it recalculates instantly.
Illustrative. Assumes ~18% of rent for management, insurance and voids; 25-year mortgage on the borrowed share; ~4% acquisition costs. Not financial advice.
What can you afford to buy in Moate?
Pre-filled with Moate's median price. Adjust the income and deposit and it recalculates instantly.
Assumes 4x gross income for a first-time buyer or 3.5x otherwise, plus your deposit, with no minimum deposit applied (the Central Bank's 10% floor can cap the price lower; the affordability calculator applies it), and a 3.7% rate over 30 years unless you change them.
Central Bank of Ireland mortgage measures (since Jan 2023): first-time buyers can borrow up to 4x gross income, movers and second or subsequent buyers up to 3.5x, both with a minimum 10% deposit. Figures are illustrative, not financial advice.
Stamp duty on a Moate property
Pre-filled with Moate's median price. Change the purchase price, tick new build if it applies, and see your stamp duty and total cost instantly.
Irish residential stamp duty (rates in force since 2 October 2024): 1% on the first €1,000,000; 2% from €1,000,000 to €1,500,000; 6% on any amount above €1,500,000. New builds: duty is charged on the price net of 13.5% VAT. Figures are illustrative, not legal or financial advice.
Local Property Tax for a Moate home
Pre-filled with Moate's median price. Uses the 2026 Revenue valuation bands (valuation date: 1 November 2025) and your local authority's 2026 adjustment factor.
Revenue LPT 2026-2030 band table and Local Adjustment Factors (source: revenue.ie). Each local authority can vary the base charge by up to 15%. Figures are illustrative; verify at Revenue's LPT service for your exact property.
Rent cap calculator for Moate
Pre-filled with Moate's average rent (RTB). From 1 March 2026 all private tenancies in Ireland are covered by national rent control: for a standard tenancy the annual increase is capped at 2% or CPI inflation, whichever is lower. This computes the 2% leg as an illustrative cap.
No figure for this tenancy type: it follows CPI with no 2% cap and this widget holds no CPI series. Use the official RTB Rent Calculator.
Residential Tenancies (Amendment) Act 2025; national rent control from 1 March 2026 (source: rtb.ie). Illustrative, not legal advice: if CPI is below 2% the lawful ceiling is lower, and the RTB Rent Calculator at rtb.ie is the official tool.
What a month in Moate costs
Real figures for Moate: RTB average rent and an ownership estimate built on the median sale price. Adjust the mortgage rate and deposit and it recalculates instantly.
Rent: RTB average monthly rents (RIQ02), Q4 2025. Ownership: repayment mortgage on Moate's median Property Price Register sale price over 30 years, plus Revenue's 2026 LPT band charge divided by 12. Excludes utilities, insurance, management fees and council LPT adjustments. Illustrative, not financial advice.
More on Moate
- Moate house prices: median, year trend and the latest sales recorded on the Property Price Register.
- Things to do in Moate: attractions, heritage sites and walks nearby.
- What's on in Co. Westmeath: festivals, markets and gigs, grouped by week and refreshed every Monday.
- Planning applications in Co. Westmeath: what has been lodged, granted and refused in the last 12 months.